Title Loans in Wisconsin

Are Auto Title Loans Legal in Wisconsin?

As a resident of Wisconsin, you can legally apply for car title loans online, over the phone, or in person. Having a few different options to choose from can be advantageous for many prospective borrowers! However, in order to get approved for title loans in Wisconsin, borrowers must fill out an application, meet the necessary requirements, and provide the correct paperwork. Generally, a prospective borrower can access up to half of their qualifying vehicle’s value by pledging its title as collateral for a Wisconsin title loan.¹

Whether you are searching for title loans in Madison, Racine, or Green Bay, know that applying for auto title loans in Wisconsin isn’t complicated. You don’t have to look far if you are searching for the best place to get a car title loan! With LoanMart, you can apply online with no hassle and no store visit required. If you want a no-obligation loan quote, simply call 855-422-7412 or fill out a short prequalification form at any time of the day or night! Why wait to see if you qualify for the financial help you need to take care of unexpected expenses or unpaid bills? Apply for emergency cash today as a resident of the Badger State!^{1 3}

How Much Can I Get Through Car Title Loans in Wisconsin?

According to Experian, Wisconsin is one the most affordable places to live in the United States, and residents with mortgages tend to have high credit scores. However, that does not mean that all residents of “America’s Dairyland” are financially stable. Recent data released by the Federal Reserve Bank of Philadelphia states that over 76% of the population of Wisconsin is in debt, and the average Wisconsin resident has around $14,439 worth of auto loan debt. 

Whether you are struggling with bills or need extra money to handle an unexpected expense, a title loan could be a lifeline in the sea of debt you’re swimming in. Funds obtained from online title loans in Wisconsin can be used to handle a variety of financial issues! 

Additionally, you may not need to own your car outright to apply for a Wisconsin title loan, but the vehicle you intend to use as collateral for the loan must have a reasonable amount of positive equity since you are borrowing against the value of your vehicle through a title loan.¹

If your vehicle is not entirely paid off yet, a written permission and authorization form may be requested during your application so that your title loan lender can obtain information about your existing auto loan and pay it off. 

As mentioned above, you may be able to access up to 50% of your vehicle’s value if you are eligible for an auto title loan in Wisconsin. Your income and the total value of your vehicle will primarily determine your title loan amount. Depending on these factors, you could access up to $15,000 through a Wisconsin title loan! If you want to learn more about what you could potentially qualify for through this type of vehicle-secured loan option, call 855-422-7412 today to speak directly to a LoanMart title loan officer. If you are eligible for a title loan, you can get your title loan money wired to you and access your money in as little as 24 hours! Apply for online title loans in Wisconsin today.^{1 3}

What Do I Need to Apply for Car Title Loans in Wisconsin?

If you’re searching for an efficient way to apply for car title loans in Wisconsin, you might be wondering what documents you’ll need to get through your application. Before you can learn about the type of paperwork you’ll need to have on hand, you may want to know a little bit more about the initial criteria that you’ll need to meet to obtain loan approval.¹

1. Firstly, applicants must be at least 18 years old to apply for online title loans in Wisconsin. 
2. Secondly, to get a Wisconsin title loan, an applicant must have a title to a qualifying vehicle in their name. 
3. Thirdly, prospective borrowers must be able to demonstrate their ability to repay a Wisconsin title loan.

If these requirements are met, and you have submitted an initial inquiry form and obtained initial approval, then you’ll be prompted by a title loan agent to send in the following pieces of paperwork to move forward with your application:¹

1. Recent Pay Stubs, Bank Statements, or Another Document to Prove Your Income (Alternative Income is Accepted, and You Can Get a Title Loan if You Are Self Employed)¹
2. A Wisconsin Driver’s License, U.S. Passport, Permanent Resident Card, or Another Valid, Government-Issued Photo ID Card
3. A Wisconsin Car, Truck, or SUV Title in Your Name
4. Recent Pictures of Your Vehicle (Should Include Photos of Your Car’s Interior, Exterior, VIN, and Odometer Reading)
5. Recent Utility Bills, Credit Card Offers / Statements, a Lease Agreement, or Another Piece of Official Mail to Prove Your Current Address in Wisconsin

LoanMart can provide a simple and flexible application process to prospective borrowers in Wisconsin. You can upload all of your documents online or simply send your paperwork to a title loan agent through email or text message!¹

Once you’ve provided the right documents, a title loan officer will review them. If everything checks out, you can move on to the last step of your loan application. Upon final approval, you can choose how to get your money and sign your electronic loan agreement! Applying for online title loans in Wisconsin can be extremely simple and streamlined with LoanMart. Financial emergencies can be stressful, but your loan application doesn’t have to be!^{1 3}

Can I Get Online Title Loans in Wisconsin With No Store Visit and No Credit Check?

Although the average credit score in Wisconsin is 732, your current credit score may not be that high. A low credit score may be a result of facing financial difficulties, and you may not be giving it the attention it deserves to improve – understandably so, in your situation!

Missing your loan or credit card payments and having high credit utilization will negatively impact your credit score over time. Improving your credit score requires patience and effort, and if you need to apply for fast money now, you may not have any time to waste.

Without a strong credit score, you will face many challenges when applying for unsecured loans. Therefore, you might be trying to avoid a credit check altogether when searching for a way to get emergency cash.

Searching for online title loans in Wisconsin with no store visit and no credit check will prove to be disappointing, however, because most title lenders will check your credit report during your application to determine your ability to handle new debt. But that does not mean you are ineligible for a title loan simply because you have bad credit! In fact, if you are searching for bad credit loan options in Wisconsin, a title loan can be an optimal solution. With LoanMart, getting title loans in Wisconsin with bad credit is possible for qualified borrowers!¹

Where Can I Find Wisconsin Auto Title Loan Locations Near Me?

Since gas is expensive, many Americans prefer not to drive when they need groceries, food, or clothing. If you can handle most of your errands online without a store visit, why not apply for an auto title loan online? With LoanMart, you can easily find online title loans with no store visit in Wisconsin.¹

Ready to see if you qualify for an auto title loan serviced by LoanMart? Just follow three basic steps to get through a flexible application process:^{1 3}

Call or Click to Get Started

With LoanMart, you can get started by submitting a short pre-approval form online or calling a title loan representative at 855-422-7412. Title loan agents are available six days a week for extended hours to assist you with any questions or concerns you may have about applying for online title loans with bad credit in Wisconsin.¹

Submit the Required Documents

As mentioned above, the second step of your loan application will involve submitting your paperwork online, through email, or by text message. 

Collect Your Money if You Qualify

If you are finally approved for a Wisconsin title loan, the last step is to sign your loan agreement and get your money! Qualified borrowers could choose from a few different ways to get their quick funding:^{1 3}

• By Setting Up a Direct Deposit to a Bank Account
• Through an Overnight Check Sent to a Wisconsin Residence
• Visit Any Participating Money Transfer Location in Wisconsin to Pick Up Their Cash

Find out if you qualify for a title loan in Wisconsin by applying from the comfort of your home now! Eligible borrowers could access their cash as soon as the next business day. Don’t wait to find out if you are qualified for the financial help you need to get back on your feet. Apply for car title loans in Wisconsin today!^{1 3}

Wisconsin - Key Financial and Indebtedness Figures

The figures below are intended for informational and educational purposes to allow consumers to compare their financial situation to others in Wisconsin. Empowered with this data, we hope you can make a sound decision to solve your financial needs - if you decide that a title loan is a potential option, we’d be thrilled to assist you.

What Places in Wisconsin Can I Get a Title Loan Serviced By LoanMart?