What are Title Loans in Houston?
Do you need a loan but you have bad credit? Title loans in Houston can help you borrow against your car’s value and receive emergency funding! If you’re eligible for a Texas title loan and sign your loan agreement, the title lender places a lien on your car’s title once the loan is complete. Since you’re required to use the title of your vehicle as collateral for the loan, a perfect credit score isn’t necessary to obtain loan approval. Secured loans come with numerous benefits, including a flexible application process for residents of Houston with bad credit!1
Even though a lien is added to your car’s title, it’s possible to maintain access to your vehicle during the repayment process. But, you are expected to stay on top of your Houston title loan payments. Once you have completely repaid the loan, the lender will remove the lien. Although title lenders will review your financial history, they will typically care more about the following factors during your application:1
- The Total Amount of Equity in Your Vehicle
- Your Income and Ability to Repay the Loan
The amount of equity in your vehicle and your income will affect your eligibility for a car title loan online. If you don’t know your vehicle’s current value, you can use LoanMart’s online calculator tool to get an estimate and a fast loan quote – free of obligation!
Find out if you qualify for instant pre-approval for an auto title loan serviced by LoanMart. Just fill out a short questionnaire online or call a LoanMart title loan agent at 855-422-7412 to learn more about auto title loans in Houston, Texas.
What is Needed for a Title Loan in Houston, Texas?
Getting a car title loan in Houston is simpler than you think! Since auto title loans serviced by LoanMart are designed to provide fast cash to qualified applicants, you can expect a flexible and convenient application process. You will need to meet the following title loan requirements to qualify for emergency funding:1
- Your Texas Car Title Must be in Your Name
- Be Able to Provide Proof of Your Ability to Repay an Auto Title Loan
- Be of Legal Age to Apply for a Houston Title Loan
- Possess a Vehicle with Sufficient Positive Equity to Qualify as Collateral for the Loan
In order to apply for a title loan, you will need to provide some documentation that will be reviewed and verified, regardless if you live in Houston or neighboring cities like Austin, Corpus Christi, or San Antonio. Have the following documents ready for review during your application:
- Qualifying Car Title
- Proof of Your Current Residence in Houston
- Recent Photos of the Inside and Outside of Your Vehicle
- A Valid, Government-Issued Photo ID Card
- Proof of Income
If you decide to apply for a car title loan serviced by LoanMart, you can upload your documents online during the application process. You have the option to email or text your paperwork directly to a title loan agent from LoanMart as well. Qualified borrowers can choose direct deposit to receive their title loan money in as little as 24 hours!3
Through LoanMart, you can expect zero hidden fees or any other surprises along the way when applying for an auto title loan.5 You can work closely with a title loan representative to discuss your loan terms, loan amount, and other pertinent loan information!
How Can I Apply for Auto Title Loans in Houston with Bad Credit?
Another way that title loans in Houston can offer flexibility to applicants is that you have the ability to apply for funding without leaving your home!1 Even if you have bad credit, you can access a convenient and streamlined application process. Life doesn’t stop for financial emergencies, and you may not have any free time to apply for a loan in person. Through car title loans serviced by LoanMart, you can start your application online and skip the hassle of a store visit, allowing you to save time and energy when you need it most!
Take a closer look at the three-step process to apply for an auto title loan in Houston, Texas:
- Complete a Pre-Approval Form Online or Call 855-422-7412 to Speak to a Title Loan Officer
- Submit Your Documents to Verify Your Information
- Sign Your Agreement and Get Your Money!
If you are approved for an online title loan, you can sign an electronic agreement and choose to receive your funds through a direct deposit to your bank account, which means that you don’t have to pick up a physical check. Additionally, you can conveniently manage your auto title loan virtually through the online customer portal. Through this portal, you’re able to:
- Pay Your Loan
- Manage Your Account
- Check Your Account Balance, Payment History, and Due Dates
If you have any questions about applying for online title loans in Houston serviced by LoanMart, call 855-422-7412 or visit the FAQ page for more information!
How Much Can You Get for an Online Title Loan in Houston With No Credit Check?
When you are struggling with a medical bill or an unexpected expense, you may wonder how much money you can get if you qualify for a title loan. Before you can understand more about your potential loan amount, be aware that you may not be able to skip a credit check when applying for a title loan! Title lenders typically review your credit history during the application process, but you can still apply for funding even if your score is poor.
That being said, the loan amount you can get through online title loans in Houston will primarily depend on your car’s value and your income. Depending on those two factors, you can potentially borrow up to $15,000 if you’re eligible for funding through a Houston title loan!1
Remember that you can use LoanMart’s online calculator tool to get a title loan estimate today. To get an instant loan quote, you will need to provide information about yourself and your vehicle, such as your state of residence and your car’s make, model, style, and year, along with the current amount of mileage on its odometer reading. Eligible applicants in Houston can get their money as soon as the next business day!3
Finding the Best Title Loan Company in Houston
Houston car title loans can be convenient when an emergency pops up and you need fast access to cash. There are many different loan providers in Houston, Texas, and you should do your research to find a lender that best fits your financial situation. Make sure to look up the lender on websites like the Better Business Bureau and Trustpilot. Check out their recent reviews and see what customers have to say about them. The best title loan company in Houston will have more positive reviews than negative ones, and they may be able to offer perks like convenient loan terms and fast access to cash!
Did you know an auto title loan serviced by LoanMart can give one more than emergency funding? Take a look at some reasons why title loans serviced by LoanMart can be one of the best deals that one may consider when in such dire need of quick money to handle some pretty bad financial situation:1
- Quick and Easy Application Process
- Flexible Repayment Options
- Competitive Interest Rates
- No Prepayment Penalties5
- Flexible Loan Terms
- Excellent Customer Service
See if you qualify for the financial assistance you need to cover an unexpected expense! Just fill out the online prequalification form now and instantly discover if you are pre-approved for an auto title loan. Contact a title loan agent from LoanMart at 855-422-7412 if you have any questions about applying for online car title loans in Houston.
