Title Loans in Dallas, Texas

Why Apply for Title Loans in Dallas, Texas?

Residents of the Lone Star State can apply for title loans in Dallas, Texas, and access emergency cash if they qualify! A car title loan is a secured loan option, and if you have a car title in your name, you can use it as collateral for the loan and obtain emergency cash in as little as one business day.^{1 3}

Here are some of the main reasons why people apply for car title loans in Dallas, Texas:¹

Bad Credit is Usually Not an Issue: Traditional lenders often require an applicant to have a good credit history to get loan approval. If you have a low credit score or a history of financial challenges, title loans can be more accessible because they are a secured loan option, and your vehicle serves as collateral for the loan. Getting bad credit title loans in Dallas, Texas, is possible if you are able to provide the right documentation and meet the initial requirements.¹ Title lenders are often willing to work with an individual with subprime credit, but they will check your credit history during the application process. Finding a lender who offers no credit check title loans in Dallas, Texas, is downright impossible.¹
Access Quick Funding: Getting title loans with instant approval in Dallas, Texas, may not be possible. This is due to the fact that a title lender will verify your income, identity, and other factors during your application. However, Texas title loans were designed to be efficient, and with LoanMart, you can instantly find out if you are pre-approved for a Dallas title loan. It takes as little as one business day for qualified borrowers to receive their funds!^{1 3}
No Store Visit Required: Applying for title loans with no store visit in Dallas, Texas, is possible! Use your smartphone or computer to submit a prequalification form online with LoanMart. Or, just give us a call at 855-422-7412 to get started on your loan request!¹
Maintain Access to Your Asset: A title loan will place a lien on your vehicle’s title after the loan is funded, but that doesn’t mean you will automatically lose access to your asset. Dallas residents can apply for title loans and keep driving their vehicles during the repayment period as long as they pay their loans on time each month!¹
No Bank Account Required: There are over 5,922 bank branches in Texas, but you don’t need to have a bank account to apply for a title loan unless you want to get your loan proceeds via direct deposit. In order to qualify for title loans with direct deposit in Dallas, Texas, an applicant will need to have a checking account. However, there are other ways to get your loan proceeds if you apply for a title loan serviced by LoanMart! Upon final approval, you can sign your loan agreement and pick up your funds at any participating money transfer location in Texas.¹

What Do I Need for a Title Loan in Dallas, Texas?

Applying for emergency cash shouldn’t be a hassle!³ You can expect a simple and flexible application process when you apply for a car title loan in Texas. However, there are some initial title loan requirements in Dallas, Texas, that you should know about before you submit a loan application online, in person, or over the phone. Take a closer look at the general requirements that you must meet to obtain loan approval for a Texas title loan:¹

Age Requirement: Getting a title loan before you are of legal age is impossible. Applicants must be at least 18 years old to apply for a Texas title loan.¹
Vehicle Requirement: Having a vehicle with a sufficient amount of positive equity is important if you want to get approved for a title loan! Use LoanMart’s online car title loan calculator to get a vehicle equity estimate today. Through the online form, you can also get a loan quote with absolutely no obligation today.¹
Ability to Pay Requirement: All title loan applications must be able to demonstrate their ability to repay their loans through sufficient evidence of income.¹

Here are the documents that you will need to have on hand to apply for an online title loan in Dallas, Texas:¹

Additional Documents Are Typically Requested: A signed “Application for Texas Title and/or Registration” form and “Limited Power of Attorney for Eligible Motor Vehicle Transaction” form will usually be required to complete your loan application.
Valid, Government-Issued Photo ID: A valid, government-issued photo ID card is necessary to verify your identity and age. This could be a Texas driver’s license, U.S. passport, permanent resident card, or Texas Identification Card.
Evidence of Current Address in Dallas: Documents confirming your current address are necessary to obtain loan approval. A recent lease agreement, mortgage statement, utility bill, or credit card offer to your current address can be submitted during your loan application.
Proof of Income: As previously mentioned within the initial requirements, you’ll need to provide specific documentation to demonstrate your ability to repay the car title loan. Either submit a recent pay stub, bank statement, disability award letter, or another qualifying document during your loan request. Visit the LoanMart FAQ page to learn more about applying for a Texas title loan without proof of traditional income.¹
The Vehicle’s Title: Submitting a Texas car title in your name is necessary to obtain loan approval. If you need to transfer the car title to your name, visit your local Department of Motor Vehicles and request a title transfer form to get your car title in the right shape to apply for a title loan.
Several Photos of the Vehicle: Title loans with no inspection in Dallas, Texas, are impossible to find because a title lender will need to verify your car’s current condition and value before you can obtain loan approval. However, with LoanMart, there is no need for you to drive to a storefront location to get your car inspected! Just submit a few clear photos of your vehicle to complete a virtual car inspection during your application.¹

How Much Can I Get for an Online Title Loan in Dallas, Texas?

According to the Office of Consumer Credit Commissioner, the average loan amount that a qualified borrower received in the first quarter of 2023 through a Dallas title loan is $584. Typically, your loan amount is predominantly determined by the value of your vehicle and your ability to repay the title loan. You can access anywhere from 25%-50% of your vehicle’s value through a title loan serviced by LoanMart.¹

You can conveniently fill out a short prequalification form online today to get a better understanding of the amount you could potentially qualify for through a title loan serviced by LoanMart in Texas! Call LoanMart at 855-422-7412 to speak to a title loan agent and get started on your loan application.¹

Can I Get an Instant Online Title Loan in Dallas, Texas?

In order to understand why you cannot get an instant online title loan in Dallas, Texas, you will need to first understand how the application process works. There are three main steps involved during the application process:¹

Get Started Online or Over the Phone: Simply click here or call 855-422-7412 to get started. During this initial step, you can find out if you are prequalified for funding.¹
Submit Documents: Once you’ve submitted the prequalification form, the next step is to upload the necessary documents online or send them to a title loan agent via email / text message if you received initial loan approval. These documents are crucial for verifying your income, identity, and vehicle ownership. A title loan agent will review these documents for completeness, and that takes a few minutes. That’s one of the main reasons why you can’t get an instant online title loan!¹
Once Approved, Get Funding: If you receive final approval for a Texas title loan, you’ll need to review the loan contract, sign it if you agree to the terms, and then you can access your funds in as little as one business day.^{1 3}

Where Can I Get An Online Title Loan in Dallas, Texas?

An online title loan in Dallas, Texas, can be a convenient option for borrowers who are on the go and need a hassle-free loan option. If you are searching for a streamlined way to apply for fast cash, look no further than LoanMart! To start your application for a Dallas title loan, simply give us a call at 855-422-7412 or fill out a quick pre-approval form online today. You can instantly find out if you are pre-approved!^{1 3} So why wait to get started? Eligible borrowers can get their funds in as little as one business day through car title loans serviced by LoanMart in Texas!^{1 3}