You may be wondering if you can get an auto title loan without a pay stub.  Don’t worry, we can answer that for you.  

Need an auto title loan but don’t have the pay stub? You may be wondering if this is possible. Well, the answer is, YES! With LoanMart YOU CAN GET A TITLE LOAN WITHOUT A PAY STUB1.

LoanMart requires that you provide a proof of income, but that does not have to be a pay stub. There are other forms of personal revenue that you can present in place of a pay stub. Some of those different options are but are not limited to:

  • Disability
  • Social Security
  • Retirement
  • Checking account if you are self employed

Those are just some of the big ones. Talk to your experienced LoanMart title loan agent to discuss the alternative forms of income you can present besides a pay stub.

Call Our Team

Take the first step and call our toll-free hotline to speak with a specialist.

855-422-7412

What Do You Need to Get a Title Loan?

Getting title loans in Lexington and other locations from LoanMart is simple and quick. Your informative title loan agent will tell you everything about the process of receiving your auto title loan money.

First, you will need some of your own personal information. When you first inquire about a title loan with LoanMart we will give you a small information request to fill out. We will ask for some information such as:

  • First and last name
  • Email address
  • State of residence
  • Year, make, model, style, and mileage of your car
  • Address
  • How long you have lived at your current address, in years and months
  • Gross monthly income, this does not have to be a pay stub! Other forms of personal revenue are also valid!
  • Date of birth
  • Your social security number or your individual taxpayer identification number

This initial information request should only take you about 5 minutes to complete, and you will know promptly if you are approved for your title loan.

After you have received approval your LoanMart title loan agent is going to ask you for a few documents. These documents will include but are not limited to:

  • Government-issued form of photo ID
  • Proof of residence
  • Proof of income
  • Title to your vehicle with your name on it

Don’t worry too much if you cannot find your vehicle title or if your name is not on it. We still may be able to help you. There are ways to get a new title or add your name to your existing title that LoanMart may be able to assist you with.

You will also need some pictures of your car. You can take the pictures right on your mobile device and send them directly to LoanMart by texting the photos to 855-422-7412.

Benefits of Getting a Title Loan with LoanMart

Since 2002, LoanMart has been a leading company in the lending industry. We have helped over 250,000 satisfied customers across the United States get a title loan, including title loans in Ohio, and you could be next1! Check out some of the reasons why LoanMart has become one of the most successful non-traditional lenders in the business!

  • High approval rate: LoanMart won’t judge you based on your credit score like most traditional lenders. Instead, we look at other factors to determine your eligibility for an auto title loan. Your ability to repay your loan and the equity value of your vehicle are more important to use than simply your credit score.
  • Convenient terms: LoanMart wants this process to work FOR YOU, not against you. That’s why we won’t hook you with unrealistic terms, making you struggle month-to-month to make your monthly loan payment.
  • No balloon payments or early payment fees: LoanMart won’t punish you for taking out a title loan by making you pay one huge balloon payment at the end of your loan period. That’s just setting you up for failure. Also, LoanMart won’t try to hold you back by making you pay a fee for making a monthly payment on your loan earlier than scheduled. LoanMart wants to ENCOURAGE YOU to be proactive, so we won’t put unnecessary obstacles in your way.
  • Helpful customer service: LoanMart is staffed with dedicated title loan agents who are all experienced and ready to help you with your title loan journey. We have agents available 7 days a week with extended hours to help you with your title loan along any step of the way.
  • Competitive rates: LoanMart works our process for YOUR BENEFIT. We will match your rates to what best fits your unique financial situation and capabilities. LoanMart wants you to feel comfortable with your title loan, so we will work with you to determine your ideal rate.

Head on over to the LoanMart homepage and begin filling out your information request. You could be in touch with a LoanMart title loan agent in a matter of minutes and you can receive your funding as soon as the next business day3!

Frequently Asked Questions:

Can I Get a Title Loan Without a Pay Stub?

Yes! You can apply for a title loan without a pay stub. To qualify for a loan, you must demonstrate your ability to repay the money, but that doesn’t mean you need to have a traditional job. You can use bank statements, tax returns, and other qualifying documents to prove your income.

What Can I Use Instead of a Pay Stub to Get a Title Loan?

Pay stubs are not required to apply for title loans, but you must prove your ability to repay the money. You can use alternative sources of income, like workers’ compensation, Social Security benefits, alimony/child support, and some self employment.

What Documents Do I Need to Apply for a Title Loan Without a Pay Stub?

In addition to providing proof of income without a pay stub, you will also need to submit several documents when applying for a title loan. You must have a valid, government or state-issued photo I.D., proof of address, proof of a vehicle title in your name, and recent photos of your car.

What Are the Requirements for a Title Loan Without a Pay Stub?

You can apply for a title loan without a pay stub, but you must meet the initial requirements first. You must be an adult at least 18 years of age or older, have a vehicle title in your name, have a car with equity, and demonstrate your ability to pay the loan back.

What Are the Benefits of Applying for a Title Loan Without a Pay Stub?

There are many benefits to title loans beyond the flexibility of the application process! At LoanMart, you can apply online at any time of the day or night. Bad credit is not always an issue, and there are no hidden fees or prepayment penalties!1 5