Title Loans Without Registration

How Do I Qualify for a Car Title Loan Without Registration?

It is possible to get title loans without registration in many states. You can apply for a title loan even if the registration is past due or currently expired! Applying for a title loan serviced by LoanMart online can be quick and convenient. Eligible borrowers may receive access to their money within one business day of inquiring!³

The application process for a title loan is straightforward since collateral is required to secure the loan. Borrowers from all different types of financial backgrounds and credit histories could potentially qualify for a car title loan because collateral is involved in the approval process. The online process can be simple if you want to apply for car title loans without registration. No store visit is required – start by filling out the prequalification form or calling 855-422-7412 to speak with a LoanMart title loan agent.¹

Call Our Team

Take the first step and call our toll-free hotline to speak with a specialist.

855-422-7412

What is Car Registration?

A vehicle must be registered in order to be driven safely and legally on the road in the United States. Vehicle registration is mandatory when you buy a new / used vehicle or move to another state.

State governments use vehicle registration documents to identify the owner of a vehicle. In most states, your car registration will expire after a year or two. Depending on the state, you may have a limited amount of time (usually 30 days) to register your vehicle if you have recently obtained it. But, it is the owner’s responsibility to keep their vehicle registration current, so keep that in mind when you buy your next car or move to another state!

New Vehicle Registration

It’s illegal to drive without valid car registration! Car dealerships are authorized to handle relevant state transactions, so the dealership you purchase a new vehicle from can register your vehicle for you – although you may be charged a fee.

If you purchase a vehicle from a private seller instead of a dealership, then you will need to visit your local Department of Motor Vehicles (DMV) or a registration service location to complete your vehicle registration and provide the following documents:

• Valid Driver’s License or a Government / State-Issued Photo ID
• Proof of Car Insurance
• Car Title in Your Name
• Completed Registration Application
• Form of Payment for the Registration Fee 

Depending on where you live, registering your vehicle can cost anywhere from $50 to more than $200.

How Does a Title Loan Without Registration Work?

In order to secure their legal rights to the vehicle used for the loan, title lenders place a lien on your car’s title after the loan is complete. This can still occur even if your vehicle registration has expired or is past due! Suppose the title lender is a licensed registration service in the state where you intend to apply for a car title loan. Depending on the circumstances, the title lender may be able to pay the registration fees and any past due fees for you. Fees (including any outstanding tickets / fines) that are paid on your behalf by the title loan lender will be incorporated into the total loan amount. If the title lender is unable to pay these fees or your registration directly, you can use your title loan proceeds to complete your registration at the DMV and handle the fees yourself. Title loans without registration work by allowing you to access a portion of your vehicle’s equity. You will use your car title as collateral for the loan, which makes it a secured loan. You can still apply for a title loan even if you have bad credit. Title lenders will review your credit history during your loan application, but they primarily focus on these two items to determine your eligibility for quick funding:¹

• The Value of Your Collateral
• Your Income and Ability to Repay the Loan

The application process for title loans without registration can be straightforward. For a title loan serviced by LoanMart, you must meet the following criteria to initially qualify:¹

• Be at Least 18 Years of Age
• Have a Title to a Qualifying Car or Truck in Your Name
• Be Able to Demonstrate Your Ability to Repay the Title Loan

Do you have any questions about applying for title loans without registration? Call 855-422-7412 to speak with a LoanMart agent!

What Do I Need to Apply for a Title Loan Without Car Registration?

To apply for an auto title loan without car registration, you must meet the requirements mentioned above and submit the following documents during your inquiry:¹

• A Valid, Government or State-Issued Photo ID
• Proof of Address
• A Vehicle Title in Your Name
• Proof of Income or Alternative Income
• Recent Photos of Your Car

You can get an auto title loan serviced by LoanMart by pledging your vehicle title as collateral for the money you need. Therefore, you must have a qualifying vehicle title in your name to apply! It’s not uncommon to share a name on a car title, but the words listed between your name and the co-owners will make a huge difference during the application process for a title loan. Contact a title loan agent at 855-422-7412 to learn more about applying for a car title loan with joint ownership of a car.

Gathering the necessary paperwork before you begin your title loan application can potentially speed up the process!³ It is advisable to use official documents, such as utility bills or bank statements, to prove your address. During the application process, you will be asked to provide an official document that proves your ability to repay the loan. You can provide bank statements, pay stubs, or even proof of alternative income. Here are some examples of acceptable forms of alternative income:¹

• Social Security Benefits
• Workers’ Compensation
• Settlement Income
• Child Support / Alimony
• Self-Employment or Alternative Demonstrable Form of Income

You are required to submit a few photos of your vehicle as well to complete an online vehicle inspection. Typically, you will be asked to provide pictures of all sides of the car. You will also need to include a picture of the vehicle’s odometer reading, which is located on the dashboard. The process of securing a title loan without registration can be sped up if photos are clear and taken under favorable lighting conditions.³

How Can I Apply for a Car Title Loan Without Registration Today?

It’s possible to apply for car title loans without registration, but you’re also putting yourself at risk if you continue to drive a vehicle without valid registration. The legal ramifications of driving without it can be significant and not worth the risk.

If you need to access money quickly, you can apply for a title loan serviced by LoanMart! The approval process only includes three simple steps:¹

• Begin your application by filling out the online prequalification form or calling to speak with a title loan agent at 855-422-7412
• Upload the required documents online or submit them via text message
• Find out if you qualify!¹

Eligible applicants may receive their quick funding in as little as one business day!³ All car owners should keep their car registration current. The title loan application process can be simple, and you won’t have to stress about driving around without valid registration if you qualify.

You don’t need a perfect credit score to qualify for a title loan, and there is no store visit required to get started! Begin your application for title loans without registration online or call 855-422-7412 to speak with a LoanMart title loan agent.¹