Disclosures
LoanMart may act as the broker for the loan and may not be the direct lender. Credit approval is subject to LoanMart's credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies for may vary by applicant. Minimum loan amounts vary by state. LoanMart requires certain supporting documentation with each new applicant. Applicants need to demonstrate ability to repay the loan. See State Disclosures for additional information.
LoanMart is licensed or registered as required by applicable state law and does not offer or service student loans. Loan proceeds are intended primarily for personal, family and household purposes.
1 FICO is a trademark of Fair Isaac Corporation.
2 Based on borrowers who received a loan from February 2002 to April 2016.
3 Application process could take 5 minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Twenty-four hour funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5 PM PST on a business day.
4 To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.
5 A bank account is required in order to obtain a personal loan from LoanMart. Loan proceeds must be disbursed via Automatic Clearing House ("ACH") to the borrower's bank account. Actual availability of funds can vary based on bank processing times, daily ACH deadlines and weekends and holidays.
6 Completing this step of the application does not impact your credit score, however, completing a full application may affect your credit score.
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USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver‘s license or other identifying documents.
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