What are Title Loans in Oklahoma City, Oklahoma?

Looking for a simple way to borrow against the value of your car and get fast cash? Title loans in Oklahoma City, Oklahoma, could be the answer! A borrower can conveniently use their qualifying car’s title as collateral for the loan and get emergency funding as soon as the next business day.1 3

If this type of secured loan option sounds like the right fit for you, you may want to learn more about how title loans work. In order to obtain approval for a car title loan serviced by LoanMart, your car must have a qualifying amount of positive equity, and you are required to provide proof of income. Your eligibility for a title loan is primarily determined by your income and the value of your vehicle. If your car has positive equity, it means the market value of your car is greater than the amount that you owe on your vehicle. The more value your vehicle has, the more you can potentially borrow through a car title loan if you can demonstrate that you have the ability to pay it back!1

If you are eligible for a title loan, you will still be able to drive your vehicle during the repayment process. Your title lender will add a lien to your car’s title after the loan is funded, but it will be released once you have completely paid off your loan. 

Got any questions about applying for Oklahoma car title loans? Call LoanMart at 855-422-7412 today and find out if you qualify for fast cash!1 3

Does Oklahoma Allow Car Title Loans?

Yes, it is possible to apply for a title loan as a resident of Oklahoma. However, to obtain approval for a title loan serviced by LoanMart, you must meet the applicable requirements and submit the proper paperwork to verify your information. 

Take a closer look at the title loan requirements in Oklahoma City, Oklahoma:1

  1. Have a Qualifying Vehicle Title in Your Name: Whether you have a car, truck, or SUV, in order to apply for a title loan, your vehicle’s title must be in your name at the time of your application. 
  2. Be of Legal Age to Apply for a Title Loan in Oklahoma: In order to apply for online title loans in Oklahoma City, applicants must be at least 18 years of age. 
  3. Demonstrate Your Ability to Handle Monthly Payments: It is common for applicants to submit recent bank statements to demonstrate their ability to repay a title loan, but there are many other documents that can be accepted as proof of income.
title loans oklahoma city

What Do I Need to Get an Online Title Loan in Oklahoma City, Oklahoma?

In addition to meeting the initial requirements, an applicant must provide the following required documents to get an online title loan in Oklahoma City, Oklahoma:1

  1. Valid Identification: To prove your identity and age during your application, you are required to provide a valid, government-issued photo identification card. This could be a driver’s license, passport, or permanent resident card. 
  2. Verifiable Income: As previously mentioned, recent bank statements can be used to verify your income. However, you can also submit recent pay stubs, disability award letters, or pension statements. If you have any questions about the types of documents that you can submit during your application, just give a title loan agent a call at 855-422-7412. 
  3. Proof of Collateral: Getting title loans with no car inspection is impossible, but with LoanMart, applicants can access online inspections during their applications! To complete a virtual inspection, you must submit recent photos of all sides of your vehicle, including the driver’s side. Additionally, you should take photos of your car’s VIN (Vehicle Identification Number) and odometer reading.
  4. Car Title: Although you typically do not need to go to the Oklahoma Department of Public Safety (DPS) office to apply for a title loan in Oklahoma, if the title to your vehicle is not currently in your name and you are its rightful owner, you will need to head to your closest DPS office and request a title transfer to your name. You will need to fill out some paperwork and pay a small fee in order to complete the title transfer.
  5. Proof of Address in Oklahoma City: You will be asked to submit proof of your current address in order to apply for an online title loan in Oklahoma City, Oklahoma. Recent utility bills, lease agreements, credit card statements, or mortgage statements can be used to prove your address in Oklahoma.

One of the many benefits of applying for an online title loan is that you will be able to upload your required documents online during your application for an online title loan serviced by LoanMart. Alternatively, you may send your documents to a title loan agent via email or text message if that is more convenient for you. Call 855-422-7412 to apply for quick funding today through a title loan serviced by LoanMart! Qualified applicants can get their money as soon as the next business day.1 3

Can You Get Bad Credit Title Loans in Oklahoma City? 

Over 14% of the population in Oklahoma City struggles with their finances and lives in poverty. When you are continually struggling to make ends meet, you may need to rely on your credit card to pay for gas, groceries, and more. High credit utilization often leads to a bad credit score, so it is important to pay off your debts and live within your means. 

If you have bad credit, applying for a traditional bank loan can be complicated and frustrating. Since title loans are secured loans, the application process can be much more flexible and convenient in comparison to personal loans and other unsecured loan options. 

Applying for bad credit title loans in Oklahoma City, Oklahoma, shouldn’t be complicated. With a title loan serviced by LoanMart, you can take advantage of competitive interest rates, no hidden fees, and an online application process – even if you don’t have perfect credit!1

Can I Get No Credit Check Title Loans in Oklahoma City?

While getting title loans with no credit check in Oklahoma City is out of the question, you don’t need a perfect credit score to apply for a title loan and access the emergency cash you need.1 3 Most title lenders conduct a credit check during a loan application in order to:

  • Review an Applicant’s Credit History
  • Determine Their Ability To Repay Their Debts
  • Decide Whether Or Not They Are Capable Of Taking On New Debt 

Don’t let your bad credit score hold you back. Apply for a quick title loan serviced by LoanMart in Oklahoma online or over the phone today and find out if you are eligible for instant pre-approval! If you are eligible for a title loan, you could choose direct deposit and get your funds in as little as one business day. Visit the FAQ page or call 855-422-7412 to learn more about the application process for online title loans.1 3

Can I Get Title Loans with No Store Visit in Oklahoma City, Oklahoma?

You can absolutely get title loans with no store visit in Oklahoma City, Oklahoma! Online title loans can offer applicants the opportunity to apply for emergency cash from the comfort of their homes. Take a closer look at the application process for a title loan serviced by LoanMart in Oklahoma:

  1. Submit a Loan Inquiry Online or Over the Phone: Ready to apply for an online title loan in Oklahoma City? Click here to submit a prequalification form, or give us a call at 855-422-7412!
  2. Submit the Required Documents Online or Text them to a Title Loan Agent: If you receive initial approval for a title loan, the next step is to submit your documents online or send them to a title loan agent via email / text message. 
  3. Get Your Money if You Qualify for a Title Loan in Oklahoma City: The last step of the title loan process is to sign your electronic loan contract and decide how to get your title loan money! Choose between setting up a direct deposit to your bank account, getting a check in the mail, or just picking up your fast cash at a participating money transfer location in Oklahoma City!1 3 That’s how simple it can be to apply for a title loan in Oklahoma.
online title loans oklahoma city

Where Can I Get Title Loans with Instant Approval in Oklahoma City?

Typically, you can’t get an instant online title loan in Oklahoma City, Oklahoma. Reputable title lenders need to verify your information, the value of your vehicle, and your income before you can potentially obtain approval for a title loan.1

Although you won’t be able to find car title loans with instant approval in Oklahoma City, you can conveniently fill out a short prequalification form online and instantly find out if you qualify for pre-approval for a title loan serviced by LoanMart! Don’t wait to find out if you are eligible for the fast cash you need. Give us a call at 855-422-7412 today!1 3