Revised February 27, 2024

If you do not agree to these Mobile Application Terms of Use (“Terms”), please exit the Mobile Application (the “Mobile App”) immediately. By accessing the Mobile App, you agree to be bound by these terms and conditions and Wheels Financial Group, LLC dba LoanMart’s (“LoanMart”) Privacy Policy, incorporated herein by this reference. Please read these terms carefully. If you do not want to agree to these Terms or the Privacy Policy, you must not access the Mobile App or use the Services (as described below).

Loan Services

Our loan services (“Services”) include connecting consumers with prospective lenders (a “Lender” or “Lenders”) for the purpose of obtaining credit and also allow consumers to access an existing account with a Lender using the Mobile App. By using the Services, you represent and warrant that you are of legal age to form a binding contract with LoanMart or a Lender and meet all eligibility requirements. Our collection and use of any information provided is subject to the Mobile App’s Privacy Policy.

Modifications of Services and Changes to Terms of Use

We reserve the right to withdraw and amend the Services, and any service or material we provide through the Services, in our sole discretion and without notice.

DISCLAIMERS and LIMITATIONS

Disclaimer

THE LOANMART MOBILE APP DOES NOT PROMISE THAT THE SITE OR ANY CONTENT, DOCUMENT OR FEATURE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS. THE MATERIAL IN THIS SITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. THE SITE AND ITS CONTENT ARE DELIVERED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. LOANMART CANNOT ENSURE THAT ANY FILES, DOCUMENTS OR OTHER DATA YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. LOANMART DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. LOANMART DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST LOANMART FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

LIMITATION OF LIABILITY

EXCEPT WHERE PROHIBITED BY LAW, NEITHER LOANMART, NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS OR ASSIGNS OF EACH, SHALL BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, EVEN IF LOANMART HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS OTHERWISE EXPRESSLY SET FORTH IN A WRITTEN AGREEMENT WITH YOU, LOANMART’S MAXIMUM LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS SITE, OR ITS CONTENT, WHETHER IN CONTRACT, TORT OR OTHERWISE SHALL BE LIMITED TO THE AMOUNT YOU PAID TO ACCESS THIS SITE.

Indemnification

As a condition of using the Mobile App, you agree to indemnify the Mobile App, LoanMart and any Lender and their affiliates, directors, officers, employees, agents, contractors, successors or assigns thereof harmless from and against all third party claims, damages and expenses (including reasonable attorneys’ fees) against or incurred by us arising out of your use of the Mobile App or a breach of these Terms.

Third Party Sites / Links

The Mobile App may contain links to sites maintained by third parties. These links are provided for your convenience and reference. The Mobile App does not operate or control in any respect any information, software, products or services available on such third party sites and those sites may be governed by separate terms and conditions, including privacy policies. We strongly encourage you to become familiar with the terms of use and practices of any linked website.

SMS Terms and Conditions

By providing a mobile number and opting in, you agree to receive account-related notifications such as a payment reminders, as well as promotional messages via SMS from the Mobile App and LoanMart. Message and Data Rates may apply. Under no circumstances will Mobile App be responsible for fees that your wireless carrier or other third parties may charge for the use of this service. Messages may be delayed or undelivered due to various factors. LoanMart including the wireless carrier, is not liable for undelivered or delayed messages. Number of messages may vary by account.

If you would like to opt out of receiving these messages, you can reply "STOP" to any text you receive or HELP to request support. You can update your mobile number by calling us at 800-562-6627 or through email, customersupport@800loanmart.com

Automatic Logging of Session Data

We automatically log generic information about your mobile device and your mobile device's connection to the Internet, which we call "session data." Session data consists of things such as device information, IP address, operating system and browser software information, and the activities conducted by the user while on the Mobile App. An IP address is a number that lets computers and mobile devices connected to the Internet, such as our web servers, know where to send data back to the user, such as the Mobile App which the user wishes to view or use. We collect session data because it helps us analyze such things as what items visitors are likely to click on most, the way visitors are clicking through the Mobile App, how many visitors using features of the Mobile App, how long users of the Mobile App are staying and how often they are visiting. It also helps us diagnose problems with our servers and lets us better administer our systems. It is possible to determine from an IP address a visitor's Internet Service Provider (ISP) and the approximate geographic location of his or her point of connectivity, whether via computer or device. We also collect and use session data to help prevent the unauthorized use of the Mobile App. Session data is sometimes shared with third parties consistent with our Privacy Policy.

Other Terms

These Terms constitute the entire agreement between you and the Mobile App. If any part of the Terms is determined unenforceable pursuant to applicable law, then the invalid and/or unenforceable provisions, you agree that (a) that part shall nevertheless be enforced to the extent permissible to effect the intent of the Terms, and (b) the remaining parts shall be deemed valid and enforceable. The Mobile App may amend these Terms at any time by posting the amended terms on the LoanMart website. All amended terms are automatically effective upon posting.

Cancellation or Deletion of the Mobile App

In order to delete your account within the Mobile App, please contact LoanMart’s Compliance Department at compliance@loanmart.com who will assist you in this process. Please note that while your account can be deleted within the Mobile App, your account will remain open until paid in full. After your account has been paid and/or closed, LoanMart and/or a Lender will maintain certain account related information as required and/or allowable by law.