How Do Title Loans Work in Wichita, Kansas?

By using your qualifying car title as collateral for the loan, you can unlock fast cash through a title loan! A title loan is a type of secured loan that allows you to borrow against the equity in your vehicle and access emergency funding.1

Residents of the Sunflower State can apply for title loans online, in store, or over the phone. While heading to the nearest loan store is possible, sometimes the most convenient way to submit an application for a title loan can be online or over the phone from the comfort of your home.1

With title loans in Wichita, Kansas, applicants may be approved within the same business day as applying for funding. It’s possible to receive up to half of your vehicle’s value through a Kansas title loan and access your funds in as little as 24 hours!1 3

If you’re struggling with a financial emergency, a title loan can be a lifeline. Fill out a short prequalification form online or call 855-422-7412 to speak with a title loan officer today.1

What are the Requirements for Online Title Loans in Wichita, Kansas?

The title loan requirements for online title loans in Wichita, Kansas, are remarkably straightforward and simple. Here’s a quick list of the application criteria you will typically need to meet to obtain approval for a Kansas title loan:1

  • Have a Qualifying Kansas Vehicle Title 
  • Be Able to Provide Evidence of Income 
  • Be of Legal Age
  • Have Enough Positive Equity in Your Vehicle

By meeting these requirements and providing the documentation listed below, you will be one step closer to receiving approval for a title loan in Wichita, Kansas, serviced by LoanMart. Upon initial approval through a prequalification form, you will be asked to submit the following:1

  • Bank Statements, Pay Stubs, or Another Recent Document to Verify Your Ability to Repay the Loan
  • Recent Phone Bills, Utility Bills, or Another Piece of Mail to Prove Your Current Residence in Wichita
  • Several Clear Photos of Your Vehicle (Including Interior and Exterior)
  • A Kansas Driver’s License or Another Valid, Government-Issued ID Card
  • A Title to a Car, Truck, or SUV in Your Name

For your convenience, all of your documents and photographs can be sent through email or text message to a title loan officer during your loan request! If you prefer to submit your paperwork and vehicle pictures online, feel free to use LoanMart’s customer portal. 

If you have any questions about the documents you will need to verify your income and other personal information, just call 855-422-7412! LoanMart has loan officers available 6 days a week for extended hours to walk you through your loan request and answer any questions you may have about title loans in Wichita, Kansas.1

title loans in wichita, kansas

How Much Cash Can I Get Through a Car Title Loan in Wichita, Kansas?

Whether you need emergency funding to handle medical bills, home repairs, or other unexpected expenses, a title loan has your back. The average loan amount for a title loan serviced by LoanMart in Kansas is $3,553, but the amount you can personally receive through this secured loan option can be different. Your maximum loan amount is unique to you and your vehicle, and these factors carry the most weight when a lender is determining your total loan amount:1

  • The Amount of Equity in Your Vehicle
  • Your Ability to Repay the Loan

As mentioned previously, it is possible to access up to 50% of the value of your vehicle through a title loan. Depending on the two important factors mentioned above, you could access up to $15,000 through a title loan serviced by LoanMart! Use LoanMart’s title loan calculator to get a free vehicle value estimate and an instant title loan quote with zero obligation.1

Benefits of Applying for Car Title Loans Serviced by LoanMart in Wichita, Kansas

With title loans serviced by LoanMart in Wichita, Kansas, you can experience more than just access to funds in as little as 24 hours upon final approval. Take a closer look at some of the reasons why residents of Kansas choose LoanMart when they need emergency funding:1 3

  • No Physical Car Inspection: By submitting recent photos of your vehicle during your application for a title loan serviced by LoanMart, you can avoid a physical inspection and access a virtual one instead! A virtual car inspection can be a lot more convenient than a physical one, allowing you to save both time and gas money.
  • Keep Driving Your Vehicle: Even though you are using the title to your vehicle to guarantee the loan, you will be allowed to continue driving around Kansas while you pay off your title loan.1
  • Transparent Process: When applying for a title loan serviced by LoanMart, you can expect transparency from start to finish. There are no balloon payments, hidden fees, or prepayment penalties to worry about when submitting an application for the financial help you need.1 5
  • Freedom with Your Funding: If you are approved for a title loan in Wichita and sign your contract, your funds are yours to spend as you see fit. Whether you need fast cash for large purchases or personal expenses, you get to choose how to spend your money!1
online title loans in wichita, kansas

How Can I Apply for Title Loans Online in Wichita, Kansas?

Ready to see if you are eligible for fast financial assistance? Applying for an online title loan in Wichita, Kansas, can be a breeze whether you are a resident of Wichita, Overland Park, Kansas City, or Olathe. Check out the three-step process to apply for a title loan serviced by LoanMart as a resident of the Sunflower State:1

  1. Call or Click Online: Choose to start your application online or over the phone with a title loan officer. Whichever path you decide, you can expect an efficient and streamlined experience with a title loan serviced by LoanMart.1
  2. Provide Your Paperwork: If you receive initial approval for a car title loan, the next step is to submit your paperwork to verify your information. A loan officer will review everything for completeness and let you know if you can proceed to the next step!
  3. Access Your Funds: If you are fully approved for a car title loan, the last step is to choose how to get your money and sign your loan agreement! If you are eligible for a title loan in Wichita serviced by LoanMart, you can have your funds sent to your bank account via direct deposit, get a check in the mail, or pick up your cash at any participating money transfer location in Kansas.1

Complete a pre-approval form online or call 855-422-7412 to see if you are eligible for instant prequalification! Don’t wait to find out if you can qualify for the fast funds you need.1 3

Where Can I Repay My Title Loan Serviced by LoanMart In Person in Wichita, Kansas?

With title loans serviced by LoanMart, you could get your approved funds through your local participating money transfer location!1 There are many Money Gram locations all over Wichita, one more advantage of title loans serviced by LoanMart.

There is a map provided below, with MoneyGram locations in Wichita. Along with a list of contact information of a few of these locations.