Información Sobre Préstamos En Utah
La Tasa de Porcentaje Anual (“APR” por sus siglas en inglés) para préstamos con vehículo en garantía en el estado de Utah varía del 80% al 204%. Si tiene preguntas o quejas acerca de los préstamos, puede llamar a nuestro departamento de servicio al cliente al 888-700-2239. Si su problema no se puede resolver hablando con nosotros, y el motivo de su queja es algo más que una tasa de interés alta o la falta de fondos para pagar el préstamo, entonces puede llamar al Departamento para alivio reglamentario, si se justifica.
Los residentes de Utah pueden llamar al Departamento de Instituciones Financieras del Estado de Utah al 801-538-8830. Los residentes de otros estados pueden comunicarse con las agencias reguladoras del estado en que residen.
Ejemplo de Horario de Tarifa para Amortizar Préstamos con una Tarifa de Originación de Préstamo de 5%
| APR | Préstamo de $500 | Préstamo de $1,500 | Préstamo de $2,000 | Préstamo de $2,500 | Préstamo de $3,000 | Préstamo de $3,500 | Préstamo de $4,000 | Préstamo de $4,500 |
|---|---|---|---|---|---|---|---|---|
| 80% | $242.05 | $726.15 | $968.19 | $1,210.24 | $1,452.29 | $1,694.34 | $1,936.39 | $2,178.44 |
| 90% | $275.67 | $827.00 | $1,102.67 | $1,378.33 | $1,654.00 | $1,929.67 | $2,205.34 | $2,481.00 |
| 100% | $309.97 | $929.92 | $1,239.90 | $1,549.87 | $1,859.85 | $2,169.82 | $2,479.80 | $2,789.77 |
| 110% | $344.95 | $1,034.86 | $1,379.81 | $1,724.76 | $2,069.71 | $2,414.66 | $2,759.62 | $3,104.57 |
| 120% | $380.58 | $1,141.74 | $1,522.32 | $1,902.90 | $2,283.48 | $2,664.06 | $3,044.64 | $3,425.22 |
| 130% | $416.84 | $1,250.51 | $1,667.35 | $2,084.19 | $2,501.03 | $2,917.87 | $3,334.71 | $3,751.54 |
| 140% | $453.71 | $1,361.12 | $1,814.83 | $2,268.53 | $2,722.24 | $3,175.95 | $3,629.66 | $4,083.36 |
| 150% | $491.17 | $1,473.50 | $1,964.66 | $2,455.83 | $2,947.00 | $3,438.16 | $3,929.33 | $4,420.49 |
| 160% | $529.20 | $1,587.59 | $2,116.78 | $2,645.98 | $3,175.17 | $3,704.37 | $4,233.56 | $4,762.76 |
| 170% | $567.77 | $1,703.32 | $2,271.10 | $2,838.87 | $3,406.65 | $3,974.42 | $4,542.20 | $5,109.97 |
| 180% | $606.88 | $1,820.65 | $2,427.54 | $3,034.42 | $3,641.31 | $4,248.19 | $4,855.08 | $5,461.96 |
| 190% | $646.50 | $1,939.51 | $2,586.02 | $3,232.52 | $3,879.03 | $4,525.53 | $5,172.04 | $5,818.54 |
| 200% | $686.62 | $2,059.85 | $2,746.46 | $3,433.08 | $4,119.70 | $4,806.31 | $5,492.93 | $6,179.54 |
| 204% | $702.79 | $2,108.38 | $2,811.17 | $3,513.97 | $4,216.76 | $4,919.55 | $5,622.35 | $6,325.14 |
| APR | Préstamo de $500 | Préstamo de $1,500 | Préstamo de $2,000 | Préstamo de $2,500 | Préstamo de $3,000 | Préstamo de $3,500 | Préstamo de $4,000 | Préstamo de $4,500 |
|---|---|---|---|---|---|---|---|---|
| 80% | $515.84 | $1,547.53 | $2,063.37 | $2,579.21 | $3,095.06 | $3,610.90 | $4,126.74 | $4,642.58 |
| 90% | $592.60 | $1,777.80 | $2,370.40 | $2,963.00 | $3,555.61 | $4,148.21 | $4,740.81 | $5,333.41 |
| 100% | $671.59 | $2,014.76 | $2,686.35 | $3,357.93 | $4,029.52 | $4,701.11 | $5,372.69 | $6,044.28 |
| 110% | $752.64 | $2,257.92 | $3,010.55 | $3,763.19 | $4,515.83 | $5,268.47 | $6,021.11 | $6,773.75 |
| 120% | $835.60 | $2,506.79 | $3,342.39 | $4,177.99 | $5,013.58 | $5,849.18 | $6,684.78 | $7,520.38 |
| 130% | $920.31 | $2,760.92 | $3,681.23 | $4,601.54 | $5,521.85 | $6,442.15 | $7,362.46 | $8,282.77 |
| 140% | $1,006.62 | $3,019.86 | $4,026.48 | $5,033.10 | $6,039.72 | $7,046.34 | $8,052.96 | $9,059.58 |
| 150% | $1,094.39 | $3,283.18 | $4,377.57 | $5,471.96 | $6,566.35 | $7,660.74 | $8,755.13 | $9,849.53 |
| 160% | $1,183.49 | $3,550.47 | $4,733.95 | $5,917.44 | $7,100.93 | $8,284.42 | $9,467.91 | $10,651.40 |
| 170% | $1,273.78 | $3,821.35 | $5,095.13 | $6,368.92 | $7,642.70 | $8,916.48 | $10,190.26 | $11,464.05 |
| 180% | $1,365.16 | $4,095.47 | $5,460.63 | $6,825.79 | $8,190.95 | $9,556.11 | $10,921.26 | $12,286.42 |
| 190% | $1,457.50 | $4,372.51 | $5,830.02 | $7,287.52 | $8,745.02 | $10,202.53 | $11,660.03 | $13,117.54 |
| 200% | $1,550.72 | $4,652.16 | $6,202.88 | $7,753.60 | $9,304.32 | $10,855.04 | $12,405.76 | $13,956.48 |
| 204% | $1,588.23 | $4,764.69 | $6,352.92 | $7,941.15 | $9,529.38 | $11,117.61 | $12,705.84 | $14,294.07 |
| APR | Préstamo de $500 | Préstamo de $1,500 | Préstamo de $2,000 | Préstamo de $2,500 | Préstamo de $3,000 | Préstamo de $3,500 | Préstamo de $4,000 | Préstamo de $4,500 |
|---|---|---|---|---|---|---|---|---|
| 80% | $830.29 | $2,490.87 | $3,321.16 | $4,151.45 | $4,981.74 | $5,812.03 | $6,642.32 | $7,472.61 |
| 90% | $957.90 | $2,873.70 | $3,831.60 | $4,789.50 | $5,747.40 | $6,705.30 | $7,663.20 | $8,621.10 |
| 100% | $1,089.06 | $3,267.19 | $4,356.26 | $5,445.32 | $6,534.39 | $7,623.45 | $8,712.52 | $9,801.58 |
| 110% | $1,223.30 | $3,669.91 | $4,893.21 | $6,116.51 | $7,339.82 | $8,563.12 | $9,786.42 | $11,009.72 |
| 120% | $1,360.18 | $4,080.53 | $5,440.70 | $6,800.88 | $8,161.05 | $9,521.23 | $10,881.40 | $12,241.58 |
| 130% | $1,499.29 | $4,497.86 | $5,997.15 | $7,496.44 | $8,995.73 | $10,495.02 | $11,994.30 | $13,493.59 |
| 140% | $1,640.29 | $4,920.88 | $6,561.17 | $8,201.46 | $9,841.76 | $11,482.05 | $13,122.34 | $14,762.63 |
| 150% | $1,782.88 | $5,348.65 | $7,131.54 | $8,914.42 | $10,697.31 | $12,480.19 | $14,263.08 | $16,045.96 |
| 160% | $1,926.80 | $5,780.40 | $7,707.21 | $9,634.01 | $11,560.81 | $13,487.61 | $15,414.41 | $17,341.21 |
| 170% | $2,071.82 | $6,215.46 | $8,287.27 | $10,359.09 | $12,430.91 | $14,502.73 | $16,574.55 | $18,646.37 |
| 180% | $2,217.75 | $6,653.24 | $8,870.98 | $11,088.73 | $13,306.47 | $15,524.22 | $17,741.96 | $19,959.71 |
| 190% | $2,364.42 | $7,093.27 | $9,457.69 | $11,822.11 | $14,186.53 | $16,550.95 | $18,915.38 | $21,279.80 |
| 200% | $2,511.71 | $7,535.14 | $10,046.86 | $12,558.57 | $15,070.29 | $17,582.00 | $20,093.72 | $22,605.43 |
| 204% | $2,570.78 | $7,712.34 | $10,283.11 | $12,853.89 | $15,424.67 | $17,995.45 | $20,566.23 | $23,137.01 |
| APR | Préstamo de $500 | Préstamo de $1,500 | Préstamo de $2,000 | Préstamo de $2,500 | Préstamo de $3,000 | Préstamo de $3,500 | Préstamo de $4,000 | Préstamo de $4,500 |
|---|---|---|---|---|---|---|---|---|
| 80% | $1,175.65 | $3,526.95 | $4,702.60 | $5,878.25 | $7,053.90 | $8,229.54 | $9,405.19 | $10,580.84 |
| 90% | $1,357.73 | $4,073.18 | $5,430.91 | $6,788.63 | $8,146.36 | $9,504.09 | $10,861.81 | $12,219.54 |
| 100% | $1,543.84 | $4,631.52 | $6,175.36 | $7,719.20 | $9,263.04 | $10,806.88 | $12,350.72 | $13,894.56 |
| 110% | $1,733.16 | $5,199.48 | $6,932.63 | $8,665.79 | $10,398.95 | $12,132.11 | $13,865.27 | $15,598.43 |
| 120% | $1,925.00 | $5,774.99 | $7,699.98 | $9,624.98 | $11,549.97 | $13,474.97 | $15,399.96 | $17,324.96 |
| 130% | $2,118.79 | $6,356.37 | $8,475.16 | $10,593.95 | $12,712.74 | $14,831.53 | $16,950.32 | $19,069.11 |
| 140% | $2,314.09 | $6,942.28 | $9,256.37 | $11,570.47 | $13,884.56 | $16,198.65 | $18,512.75 | $20,826.84 |
| 150% | $2,510.55 | $7,531.66 | $10,042.21 | $12,552.76 | $15,063.31 | $17,573.86 | $20,084.41 | $22,594.97 |
| 160% | $2,707.89 | $8,123.67 | $10,831.56 | $13,539.45 | $16,247.34 | $18,955.23 | $21,663.12 | $24,371.01 |
| 170% | $2,905.89 | $8,717.68 | $11,623.57 | $14,529.47 | $17,435.36 | $20,341.25 | $23,247.14 | $26,153.04 |
| 180% | $3,104.40 | $9,313.20 | $12,417.60 | $15,521.99 | $18,626.39 | $21,730.79 | $24,835.19 | $27,939.59 |
| 190% | $3,303.28 | $9,909.85 | $13,213.13 | $16,516.41 | $19,819.69 | $23,122.97 | $26,426.26 | $29,729.54 |
| 200% | $3,502.45 | $10,507.35 | $14,009.79 | $17,512.24 | $21,014.69 | $24,517.14 | $28,019.59 | $31,522.04 |
| 204% | $3,582.18 | $10,746.53 | $14,328.71 | $17,910.89 | $21,493.07 | $25,075.24 | $28,657.42 | $32,239.60 |
