Get Emergency Cash to Pay for a Speeding Ticket
Finding the emergency cash you need to pay a speeding ticket doesnât have to be difficult. If you canât afford to pay your speeding ticket, there are a number of financial options available to you. The sooner you pay your debt, the sooner you can get back on the road.
If you have a car in your name, you could potentially get the fast money you need to pay for a speeding ticket with title loans serviced by LoanMart.1
What Do I Do if I Canât Pay a Speeding Ticket?
If you canât pay for your speeding ticket, the best thing to do is go to traffic court. Depending on where you received the ticket, you may be able to appeal a speeding ticket.
To start the process of appealing your speeding ticket, you will need to first schedule a court hearing and then appear in person before the judge. Be sure to dress modestly in business casual or formal attire to look presentable and make a good impression. Youâll need to explain the situation to the judge in detail and provide evidence if you think the speeding ticket was unjustified.
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If you were speeding but cannot afford the speeding ticket fine, you can calmly ask the judge to lower the fee based on your clean driving record or income level. Depending on your situation, the judge may reduce your fine. If the police officer doesnât show up to court on the designated day, the judge may dismiss your citation, but this doesnât always happen.
Another option available if you canât pay a speeding ticket is to go to traffic school. If itâs your first driving ticket, you may be able to get it dismissed by attending traffic school. Youâll have to pay for the class, but usually itâs much cheaper than a traffic citation. If you are able to attend traffic school, it usually also keeps that ticket from being reported to your insurance company, meaning your insurance rate wonât go up. Keep in mind that you may only be able to attend traffic school a limited number of times.
If you donât get the citation dismissed and the judge doesnât allow you to attend traffic school, youâll have to pay the fine. And if you live somewhere with driving record points, youâll accrue some from your ticket, which may also raise your insurance rates.
What Happens if I Donât Pay My Speeding Ticket?
If you donât pay your speeding ticket, a number of increasingly bad things can happen.
The first thing that will happen is that you will accrue late fees, further increasing the amount you owe. The speeding ticket could be passed on to a collection agency, and youâll start getting calls from debt collectors. The speeding ticket will also be reported to your insurance company, and they will probably raise your insurance rates.
If you continue to not pay your speeding ticket, your driverâs license may be suspended. If you continue to drive on a suspended license, you can receive a misdemeanor charge, be fined, and potentially go to jail for up to a year in some states.
Even if you donât drive, the judge may issue a misdemeanor charge against you for ignoring your speeding ticket. Once that happens, you could be arrested and potentially sentenced to jail time or community service.
How Can I Avoid Getting a Speeding Ticket in the Future?
Once youâve had to go through the hassle of dealing with a speeding ticket, you probably want to avoid getting another one in the future.
There are a number of things you can do to reduce your chances of getting a speeding ticket:
- Be aware of the speed limit â The simplest thing to do is be aware of the speed limit at all times. Keep an eye out for the road sign while driving.
- Use a roadmap app to avoid speed traps and cameras â Some appsâlike Google Maps or Apple Mapsâhave a function that alerts drivers of red light cameras and speed limits. Once you know where they are, you can be extra careful to follow the posted traffic signs.
Traffic fines, especially speeding tickets, can be expensive. They can cause you a lot of financial problems if you donât pay themâyou could even be arrested. When you get a speeding ticket, itâs important to pay it off as soon as possible.
Prevention is always best when it comes to speeding tickets. If you ever need quick cash for a speeding ticket, consider a quick car title loan with title loans serviced by LoanMart.1
What Are Some Ways I Can Pay for a Speeding Ticket?
If you donât think you can afford that speeding ticket, you can request a reduction of your fine, a payment deadline extension, or a payment plan. If you still canât afford the fine after asking the judge for one of the options listed above, youâll have to explore other options.
Here are a few financial options available to pay a speeding ticket:
- Asking Friends and Family â They might be able to lend you enough money to cover the fine, but this option is risky. When money is involved, relationships can get rocky.
- Pick Up a Side Job â To make enough money to cover your speeding ticket, you can try working a side job temporarily.
- Sell Items â Almost everyone has things around their house that they donât really need, and one personâs trash is another personâs treasure. You can hold a garage sale or online sites like eBay.
- Get a Title Loan â Title loans serviced by LoanMart offer affordable emergency funding to just about anyone with a car!1 If you cannot afford a speeding ticket, you could get the money you need in as little as 24 hours after approval!3
Title loans serviced by LoanMart have a quick 3-step approval process, so if you need money now, inquire today!1 There are no obligations and you could receive a free title loan quote in minutes.1 3
Fill out a quick title loan inquiry form or speak to an agent by calling 855-422-7412.