Title Loans in Decatur, Alabama

Title Loans Online in Decatur, Alabama

Are you a Decatur resident with a need for a fast and convenient cash loan? If so, a title loan could be an option to consider. Title loans serviced by LoanMart in Alabama allow qualified applicants to use their paid-off or almost paid-off car to access fast cash.^{1 3} With competitive interest, flexible approval terms, and a convenient application process, many Decatur residents have turned to title loans serviced by LoanMart when they need fast and convenient money.¹

What Are the Approval Requirements for Decatur Title Loans

A title loan in Decatur comes with two primary approval requirements: a qualifying vehicle with sufficient equity, and a borrower who meets the lender’s credit and income criteria. When lenders in Alabama approve applicants for car title loans, they will also ask for supporting documents that can be used to verify the above items.

What is the Process for Title Loan Approval in Decatur

Not only can title loans in Decatur come with high approval rates compared to other loans like unsecured loans, but they also come with an easy and streamlined process. Here’s how simple it can be to get a title loan in Decatur, Alabama:

1. Apply Online or Call a Title Loan Officer – Answer a few questions about your car, or call 844-257-8326 to talk to a title loan agent in Decatur and see if you qualify.
2. Send in Your Documents – Upon approval, most Decatur title loan lenders will require a qualifying vehicle title and car photos, proof of income and residency, and a Alabama government-issued PHOTO ID.
3. GET YOUR MONEY – When your Alabama title loan lender has accepted your documents, they will draw up a contract. After you sign, you can get your Decatur title loan funding!

Want to pick up your money in person? With title loans serviced by LoanMart, you can go to any participating money transfer location in Decatur. You can also choose to receive your money remotely in Decatur, Alabama, for example via ACH transfer to your bank account.

What Documents Are Required for a Decatur Title Loan?

For final approval, car equity loans in Decatur require some documents so that the lender can verify your application information and confirm you are the rightful owner of the vehicle that is pledged as collateral for the loan. While the specific documents can slightly differ from one loan to the next, Decatur title loan lenders typically require:

• Photo ID – A valid U.S. Government identification or State identification.
• Alabama Vehicle Title – The title must be registered in Alabama and be in the name of the borrower.
• Proof of Residence – a utility bill, phone bills or similar document with your Decatur address
• Proof of Income – Many different forms of income are accepted for Decatur title loans like paystubs, tax statements, bank statements, and more.
• Photos of the Vehicle – Several vehicle photos are required for Decatur title loans. Be sure to include the VIN on your Alabama registered vehicle.
• Several References – Some lenders in Alabama require references, but these can usually be either personal or professional.

Is a Vehicle Inspection Required for Title Loans in Decatur?

A vehicle inspection is generally part of the title loan process, whether in Decatur, or neighboring cities such as Huntsville or Anniston. The good news is that with title loans serviced by LoanMart, there’s no need to drive to a loan store and have someone physically inspect your car. Instead, simply snap a few pictures of your vehicle as instructed by your loan officer, and upload them to the LoanMart portal!

Can I Refinance my Title Loan in Decatur?

If you already have a title loan but aren’t happy with your current payment amount or other aspects of your loan, refinancing your title loan can be just as fast as it was applying for the original!¹ If you currently have any kind of vehicle-secured loan in Alabama and are looking for a different interest rate, payback terms, or even loan amount, apply for an Alabama title loan serviced by LoanMart and see if you can qualify to refinance.¹

How Much Can I Borrow?

As mentioned above, title lenders will primarily base their loan approval decisions on the value of your vehicle and your verifiable ability to make loan payments.¹ If you own a vehicle that holds substantial value and if you have verifiable income that supports the loan payments, the maximum amount a Decatur resident can qualify for is $15,000 with a title loan serviced by LoanMart.

What are the Benefits of a Title Loan Serviced by LoanMart in Decatur, Alabama?

By choosing a title loan serviced by LoanMart in Decatur, Alabama, a borrower could get a lot of other useful benefits, and they are:

Easy Repayment

One huge benefit that comes with these loans is ease and flexibility with repayment. One way this is done is that borrowers are given the ability to pay the loan off early, without any fees, or penalties.⁵

When you are approved for a title loan serviced by LoanMart, you can be sure you get the most flexibility!

No Hidden Fees

There are absolutely no hidden fees of any kind, no giant payment at the end, or any other surprises.⁵

Convenience and Speed

Title loans serviced by LoanMart are made to be as convenient as possible and so when you apply, you could have the money you need the same day!¹

The approval process for title loans serviced by LoanMart is extremely simple, and there are only a few documents that are required to apply!

About Service Areas in Decatur, Alabama

With a unique program available to residents who are looking for title loans in Decatur, title loans serviced by LoanMart may be able to provide secure funding backed by the financial stability of a title loan. Our representatives may be able to put hundreds- even thousands of dollars in your pocket fast, with low monthly payments¹.

Service Hours

Where Can I Repay My Title Loan Serviced by LoanMart In Person in Decatur, Alabama?

With title loans serviced by LoanMart, you could get your approved funds through your local participating money transfer location!¹ There are many Money Gram locations all over Decatur, one more advantage of title loans serviced by LoanMart.

There is a map provided below, with MoneyGram locations in Decatur. Along with a list of contact information of a few of these locations.

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

Locations Near Decatur, Alabama

LoanMart is proud to help people all over the United States, including Decatur, Alabama and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood:

Featured Locations Near Decatur, Alabama

Nearby States by Alabama That Offer A Title Loan Serviced by LoanMart

LoanMart is proud to help people all over the United States, including Decatur, Alabama and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood: